Our Services
MacKenzie Webb Associates Ltd
We offer tailored financial advice and planning solutions to help you build, protect, and manage your wealth with confidence.
We are dedicated to providing truly impartial advice on all areas of financial services; from mortgages to pensions, family protection to insurance, we aim to cover a range of services for our clients’ needs. When investing your capital is at risk.
Retirement
- Occupational and Personal Pension Scheme Reviews
- Annuities Income Drawdown
- Pension Fund Withdrawal
- Accessing tax-free cash lump sums
- Consolidation of multiple pension schemes
- Pension sharing on Divorce
- Self Invested Personal Pensions (SIPPs)
- Phased Retirement
- A pension is a long-term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available.
- Pension income could also be affected by interest rates at the time benefits are taken.
- Pension savings are at risk of being eroded by inflation.
- Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits.
- Accessing pension benefits is NOT suitable for everyone. You should seek advice to understand your options at retirement.
Savings & Investments
Being independent means we can recommend the right investment solutions from across the whole market. We offer the following services:
- ISA’s
- Collective Investments
- Investment Bonds
- National Savings & Investments (Not regulated by the FCA)
- Offshore Investments
- Personal Investment Review Service
- Investment Portfolio Strategy and Management
- Taxation Mitigation Strategies (Not regulated by the FCA)
- Enterprise Investment Schemes
- Venture Capital Trusts
- The value of your investment can go down as well as up and you may not get back the full amount invested.
- The Financial Conduct Authority does not regulate Taxation Advice or National Savings Products.
Mortgages
As an independent broker, we have access to the whole market, allowing us to find the most suitable mortgage option for you. We offer the following types of mortgages:
- Residential House Purchase
- Buy to Let
- Let to Buy
- Capital Raising
- Remortgages
- Your home or property may be repossessed if you do not keep up repayments on your mortgage.
- You may have to pay an early repayment charge to your existing lender if you remortgage.
Lifetime Cashflow Modelling
Cashflow modelling is an important part of the financial planning process. We use our cashflow modelling software to illustrate how different choices under different scenarios could affect your future financial position.
A cashflow model is a graphic representation of all your assets, investments, debts, income and expenditure, projected forward, year-on-year. With the help of carefully calculated assumed rates of growth, interest, inflation and wage rises, we can show you a range of potential outcomes.
- The Financial Conduct Authority does not regulate cashflow forecasting.
Financial Protection
- Life Assurance
- Mortgage Protection
- Critical Illness Cover
- Income Protection
- Partnership Protection
- Shareholder Protection
- Keyman Insurance
- Relevant Life Protection
Financial Planning
- Helping organise financial affairs to achieve financial goals & objectives
- Creating a tailored financial plan for you and your family
- Maximising Tax Allowances
- Wealth Management
- The Financial Conduct Authority does not regulate taxation advice.
Estate Planning
- Reducing Inheritance Tax Liabilities
- General Trust Advice
- Estate Planning services are not regulated by the Financial Conduct Authority.
Mackenzie Webb Associates Ltd is Authorised and Regulated by The Financial Conduct Authority
MacKenzie Webb Associates Ltd is an independent financial advice firm, Authorised and Regulated by The Financial Conduct Authority. Our details can be located on the Financial Services Register under the firm reference number: 1004385 | Company Registered Office: 17 Mary Vale, Godalming, Surrey, GU7 1SW | Company Registered Number: 5040142 | The guidance and/or advice contained in this website is subject to UK Regulatory and is therefore restricted to consumers based in the UK.
This website is intended only for individuals over 18 years of age who are residents in the UK. The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. These pages provide general information about various aspects of financial services advice that we offer, as well as potential areas of clients’ financial planning needs. We hope they are helpful to you, but they do not, on their own, constitute proper investment advice. We cannot accept responsibility for any actions you take in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. They are not detailed or comprehensive enough to enable you to make an informed decision which is tailored to your circumstances and needs. Get in touch with us for personalised advice.
Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service. Contact details can be found on their website: www.financial-ombudsman.org.uk
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